Earthquakes can cause the greatest harm to structures and properties. If you live in an earthquake prevalent zone, then you’re probably worried about home and personal property. You may also be worried about additional living expenses (ALE) to cater for yourself and your family if the unexpected eventually happens. We have policies to meet all these requirements. Most homeowners insurance do not cover earthquake, however, this type of insurance is highly recommended. You may need to check if you live in a high-risk area for earthquakes. There are 42 states at risk for earthquakes — and 16 are considered high risk. But keep in mind: Tremors can be felt miles away from the epicenter. So even if you don’t live in a high-risk area, your home could still sustain damage from an earthquake. Hence, we recommend that you consider earthquake insurance if your home is located in areas within this category. For instance, earthquakes are a fact of life in California, so you may want to consider earthquake insurance if you live in California. Feel free to discuss earthquake insurance needs with one of our skilled specialists to discuss available coverages for dwelling coverage, personal property coverage, additional living expenses (ALE) and the choices you have as a homeowner.